When my visa in Canada was revoked, I was thinking and worried of my future. I enrolled in two cooperatives and started paying for my two life insurances. Timing it was Kadayawan festival, a friend who was working in manila memorial park offered me a funeral planning that I immediately got it as I was really worried of my future. She offered me discounts and all the incentives was given to me with a condition that she will recruit me as one of her sales force. I agreed with the offer and I have funeral plan that I paid for three years. And now in three months time it would be fully paid. My fear of my future motivated me to get all this insurances that at least I have protection and savings in the future.